• concise organization of itemized relevant personal financial factors
• practical outline for preparing a specific lender's personal financial statement form
• detailed schedules for your outstanding credit sources and your specific assets, including securities, real estate and life insurance
• standard consent provisions regarding the use of the personal information for additional credit inquiries
• standard provisions imposing an ongoing duty on the applicant to update information

Personal financial statements may be required from persons applying for a personal loan or financial aid. Typically, a personal financial statement consists of a single form for reporting personally held assets and liabilities (debts), or personal sources of income and expenses, or both. The form to be filled out is determined by the organization supplying the loan or aid.