Hey Friends

Home Insurance Policy is the security funds. and Future benefits and Future risk covered for this. ICICI Lombard's Home Insurance policy secures the structure and/or contents of your home against natural and man-made disasters.
The policy covers the losses to the structure and contents of your home due to any natural and man-made calamities.
he home insurance policy insures the structure of your home for its reconstruction value (and not for market value). Reconstruction value is defined as the cost incurred to reconstruct the home if it is damaged. On the other hand market value is a combination of cost of land, demand & supply scenario, etc.

Have a good day.