Hello,

As the time changes and passes our business condition is also changed. we cant stand up on the same place. and some times we may have to face the disasters. so here are some tips to Avert disaster.

1.Disaster strikes—rarely. But, when it does preparation is what can save your business. Learn more.

2.Safely store important documents. Keep a portable and fire safe box with insurance documents, legal agreements and a back-up of your monthly financials.

3.Consider your insurance needs. Evaluate the level of life insurance, liability insurance and property insurance you need. If you have none and disaster strikes you may not have the cash you need to protect your business.

4.Establish a line of credit. You do NOT have to use the line, but it's there for you to provide capital to bridge the disruption of a fire, flood, or theft of equipment. This is cash to be repaid that provides the short-term buffer you made need.

5.Document key contacts and processes. In a crisis, it pays to already have a plan in place for what to do next. It can be a massive manual or three pages. Just be sure you and your employees can answer the question—Now, what?

Thank you

Step1.Cuba is one of the most seducing countries with its unique mix of tropical beaches,
salsa dancing, night life and an open and welcoming population.
Love and marriage on an exotic island can be very romantic, but also a trap. Several
naïve foreign tourists step blindly into this trap. Cubanos and Cubanas are master storytellers
and know how to seduce. In Cuba they are called jineteras (male: jineteros). Some
jineteras operate as a kind of escort girls, other fake love and friendship to tourists.
Step 2
How to Avoid Disaster in a Cuban Marriage?

Step 3

Don't marry a Cubano or Cubana overnight, this sounds logical but it happens.
The better way is the slow path and that can take years.
- Learn Spanish to understand the family and friends in Cuba and some Cuban slang too.
- Study the country and the customs.
- Live a few months among the Cubans to learn about the daily life in Cuba, far from
other tourists and hotels, you will observe that this is a completly different lifestyle.

Whenever a natural disaster strikes, the generosity of the people of this world follow. It was seen after the tsunami in 2004, Katrina in 2005, and Haiti in 2010. The willingness of people to help is never short, but, unfortunately, scam artists raise their ugly heads during these desperate times of need. There are several red flags that indicate scam artists and ways to avoid them to make sure that all donations go to the people who need them the most.

Email Scams
After a disaster, many people find their inboxes flooded with emails asking for monetary donations to help. These should not be responded to. Scam artists will sometimes create emails that look like reputable organizations, but when the link is clicked, the person is taken to a website created to look like a legitimate donation page and, if a donation is made, the scam artists will have access to the person's bank account or PayPal information. Not only will the victims of the disaster not get the relief they so desperately need, but the donor could have his identity stolen. When a scam email is sent, the account holder will need to block the email address or mark it as spam.

Phone Scams
Some scam artists go so far as to call people's homes claiming to be reputable organizations such as the Red Cross asking for money. People receiving these calls should calmly tell the person on the phone that they would be happy to donate, but the donation will be made on the organizations web page over a secure connection or with a phone call to the official phone number of the charity.

How to Check Out a Charity
Many people will set up fake websites that show up in search engines promising to help disaster relief. To check a charity website's reputation, visit the Better Business Bureau and click on "check out a business or charity." Enter any information available about the charity into the search box and then look through the results to see if the charity comes up. If it does, look at the report to see if there have been any complaints. If there are are any, avoid giving to that charity.