1. No need to carry cash. Just about every merchant accepts the debit card including the dollar store and some thrift shops. You do not need to worry about losing cash or misplacing it in a pair of jeans only to find it two months later. If your purse or wallet is stolen your money is safe since the perpetrator would need your PIN number to access your funds.

2. You don't need to make a trip to the bank every time you need to withdrawal money. You can use your card just about any where you go, and if you need the cash you can access your money at an ATM machine any time of day or night.