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Travel Insurance For Seniors
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Riley
Joined: Mon Aug 16, 2010 9:27 pm Posts: 21 Location: uk
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Travel Insurance For Seniors
Hi
Travel insurance for seniors can be more difficult to obtain than one might imagine. Before the age of 55 most people can get travel insurance, even if it’s health related, without too much of a hassle. As you get older, not only does it get more difficult to get medical and life insurance, quality travel insurance is more difficult to come by. Unfortunately, this is not just your average age discrimination, with age comes more risk for insurance
companies, whether we want to admit it or not. But, age doesn’t make one less likely to need the insurance, so you still need it! What do you do?
Most of the time, you simply need to try harder. When you know that you’ll be taking a trip abroad, you should start seeking travel insurance right away. Even if your trip is scheduled in three or six months, it’s better to start looking right away so you can secure the travel insurance that will make traveling abroad more comfortable and less risky for you. Travel insurance agents will understand why you are looking far in advance, as they are all aware what a predicament you are in.
The first thing you’ll want to do is contact your insurance company that provides you with your health care insurance or even your car insurance. A lot of the time, your insurance company that you are already working with offers travel insurance and because they know you they are even more willing to work with you. Just because you are over 55 or 65 (common ages when finding travel insurance becomes more difficult) your health care insurance provider can look over your past and present medical needs and determine that you are safe to travel and they’ll usually
extend a travel insurance policy to you. If they are not able to provide you with the travel insurance that you need, many times they will be able to give you the contact information of someone who can offer it to you, despite your senior status.
Thanks
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Mon Aug 16, 2010 9:35 pm |
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tenison
Joined: Fri Sep 03, 2010 6:03 pm Posts: 24 Location: uk
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Re: Travel Insurance For Seniors
Hi
Travel insurance for seniors is usually more costly than regular travel insurance because of the increased risk involved due to advancing age and increased probability of pre-existing conditions. Some insurance companies consider individuals to be seniors at 50, while other companies deem "senior" at an older age. The cost of travel insurance for seniors typically goes up as the person ages, regardless of personal health history. For example, the cost of insurance often increases at age 60, then 65, then 70, and so on. Often seniors in their later years - 80 and above - cannot afford to travel or spend a whole season in another country simply due to the cost of medical travel insurance being so high.
Thanks
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Fri Sep 03, 2010 6:57 pm |
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hussey31
Joined: Fri Sep 10, 2010 11:49 am Posts: 19 Location: u.k.
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Re: Travel Insurance For Seniors
Hi
Travel insurance for seniors can be more difficult to obtain than one might imagine. Before the age of 55 most people can get travel insurance, even if it’s health related, without too much of a hassle. As you get older, not only does it get more difficult to get medical and life insurance, quality travel insurance is more difficult to come by. Unfortunately, this is not just your average age discrimination, with age comes more risk for insurance
companies, whether we want to admit it or not. But, age doesn’t make one less likely to need the insurance, so you still need it! What do you do?
Most of the time, you simply need to try harder. When you know that you’ll be taking a trip abroad, you should start seeking travel insurance right away. Even if your trip is scheduled in three or six months, it’s better to start looking right away so you can secure the travel insurance that will make traveling abroad more comfortable and less risky for you. Travel insurance agents will understand why you are looking far in advance, as they are all aware what a predicament you are in.
The first thing you’ll want to do is contact your insurance company that provides you with your health care insurance or even your car insurance. A lot of the time, your insurance company that you are already working with offers travel insurance and because they know you they are even more willing to work with you. Just because you are over 55 or 65 (common ages when finding travel insurance becomes more difficult) your health care insurance provider can look over your past and present medical needs and determine that you are safe to travel and they’ll usually
Thanks
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Fri Sep 10, 2010 12:13 pm |
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britny
Joined: Sat Sep 18, 2010 6:16 pm Posts: 22 Location: U.K
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Re: Travel Insurance For Seniors
Hi
Travel insurance for seniors is an important part of ensuring seniors can access health care services when they are away from home. More seniors are enjoying the benefits of retirement and taking time to travel in their golden years. Like all travelers, they need the best medical emergency travel insurance they can find. Whether your loved one is a well-seasoned traveler or has been waiting for the adventure of a lifetime, itÕs important their journey is as safe and enjoyable as possible.
thanks
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Sun Sep 19, 2010 5:24 pm |
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